Hi! I’m Rick Exposito!


With a decade of experience as a mortgage broker in the vibrant city of Miami, Florida, I have dedicated myself to navigating the intricate world of Home, commercial and private loan up to 25 M, international and private financing. My expertise lies in providing personalized mortgage solutions that meet your unique needs, ensuring a seamless and successful property-buying journey. Let's embark on this financial adventure together.

Hi! I’m Rick Exposito!


With a decade of experience as a mortgage broker in the vibrant city of Miami, Florida, I have dedicated myself to navigating the intricate world of home, commercial and private loan up to 25 M, international and private financing. My expertise lies in providing personalized mortgage solutions that meet your unique needs, ensuring a seamless and successful property-buying journey. Let's embark on this financial adventure together.

LET ME GIVE YOU BETTER MORTGAGE GUIDANCE

One Click Away From Your Dream Property!

Unlock Financial Flexibility: From $100K to $25M, Explore the Best Loan Guidance with My Expertise in Conventional, FHA, and VA Options!

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Frustrated with Endless Paperwork and Confusing Terms?

As a mortgage broker, I simplify the path to homeownership by

Offering Tailored Consultations to match you with the ideal mortgage based on your unique financial situation.

Providing a Broad Selection of Mortgage Products, ensuring you have access to the best options available.

Guiding You Through the Application Process to streamline paperwork and improve accuracy, hastening approval times.

Negotiating Optimal Terms on your behalf to save you money over the life of your mortgage.

Delivering Ongoing Support and Advice for any future mortgage-related questions or needs.


Worried About Getting the Best Mortgage Rate?

As a mortgage broker dedicated to securing the best rates for home buyers

Leveraging Industry Relationships: Utilizing long-standing relationships with various lenders to access competitive rates not always available to the general public.

Comparative Market Analysis: Regularly analyzing the mortgage market to identify trends and opportunities that can lead to lower interest rates.

Customized Rate Strategies: Crafting personalized mortgage strategies that align with market conditions and your financial profile, ensuring you get the most favorable rate.

Rate Lock-In Advice: Providing expert advice on the best times to lock in rates, protecting you from potential increases during the mortgage process.

Ongoing Rate Monitoring: Even after your mortgage is secured, continuously monitoring rates to advise on potential refinancing opportunities that can reduce your costs further.

Frustrated with Endless Paperwork and Confusing Mortgage Terms?

As a mortgage broker, I simplify the path to homeownership by

Offering Tailored Consultations to match you with the ideal mortgage based on your unique financial situation.

Providing a Broad Selection of Mortgage Products, ensuring you have access to the best options available.

Guiding You Through the Application Process to streamline paperwork and improve accuracy, hastening approval times.

Negotiating Optimal Terms on your behalf to save you money over the life of your mortgage.

Delivering Ongoing Support and Advice for any future mortgage-related questions or needs.


Worried About Getting the Best Mortgage Rate?

As a mortgage broker dedicated to securing the best rates for home buyers

Leveraging Industry Relationships: Utilizing long-standing relationships with various lenders to access competitive rates not always available to the general public.

Comparative Market Analysis: Regularly analyzing the mortgage market to identify trends and opportunities that can lead to lower interest rates.

Customized Rate Strategies: Crafting personalized mortgage strategies that align with market conditions and your financial profile, ensuring you get the most favorable rate.

Rate Lock-In Advice: Providing expert advice on the best times to lock in rates, protecting you from potential increases during the mortgage process.

Ongoing Rate Monitoring: Even after your mortgage is secured, continuously monitoring rates to advise on potential refinancing opportunities that can reduce your costs further.

OUR SERVICES

CONFORMING MORTGAGES

Conventional, FHA, VA

Tailored terms

NON-CONFORMING MORTGAGES

BANK STATEMENT LOANS, DSCR, P&L LOANS, AND MORE...

COMPETITIVE HARD MONEY LOANS,

10 DAYS CLOSINGS!

WHAT MY CLIENTS SAY ABOUT ME

"Rick was a life-saver! I was wanting to get into my first home and just had no idea where to start and was completely overwhelmed and he made the home buying process so easy!!"

• Gaby Lopez | Miami, FL

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Primetime Mortgage Inc. NMLS #3800898

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786-343-7960